Long-Term Disability (LTD) Benefits

SAINT MARY’S UNIVERSITY FACULTY UNION

HEALTH AND WELLNESS TRUST

 

APPLICATION FOR A LONG-TERM DISABILITY (LTD)

 

 

Whom to contact, and when if you think you will need LTD:

 

Our Long-Term Disability (LTD) benefit is administered by Canadian Benefits Consulting Group (CBCG), and underwritten by Great-West Life (GWL). If you are approved for LTD, it starts on the 91st day after you become ill, and you are deemed to be unable to work.

 

Timing: A significant amount of time is needed to apply for LTD, and for GWL to process your application. To avoid delays in the implementation of LTD, plan members are strongly encouraged to contact their Group Benefits Plan Administrator, Valerie Fraser, at 1-800-268-0285 – ext. 242, within 30 days of their first day of absence from work to discuss their potential LTD benefit application. If you contact Ms. Fraser, be assured that confidentiality is promised and carefully maintained.

 

For more information please click on the following link: http://www.smufu.org/benefits/LTD.pdf